Simulator · Level 6
The Economics Engine
You run pricing at an acquirer in Meridia. Quote each merchant one blended MSF, then run a month of transactions through the full waterfall — interchange by qualification cell, scheme fees by family, margin as the residue.
All rates illustrative — real interchange tables are scheme-confidential and vary by market.
8220 · Colleges & Universities
Meridia Institute of Technology
Tuition and housing fees. Few, very large tickets, almost all domestic cards.
Card mix
Domestic Debit 50% · Standard Credit 25% · Premium Credit 12% · Commercial 8% · International 5%
Channel mix
Card present 45% · E-commerce 50% · MOTO 5%
Tickets MD$600–MD$4,200 · MCC tier: Education preferential
7011 · Lodging (general)
Azure Sands Beach Resort
Tourist-heavy, mixed channel, majority foreign-issued premium cards.
Card mix
International 55% · Premium Credit 15% · Standard Credit 18% · Domestic Debit 8% · Commercial 4%
Channel mix
Card present 60% · E-commerce 30% · MOTO 10%
Tickets MD$180–MD$2,600 · MCC tier: General MCC (no preferential tier)
Advanced · pricing model
Switch this merchant to IC++ and watch mix risk transfer to them.
5732 · Electronics retail (general)
Voltway Online Electronics
Pure e-commerce, general MCC, drifting product mix and thin tickets.
Card mix
Standard Credit 33% · Premium Credit 27% · Domestic Debit 20% · Commercial 10% · International 10%
Channel mix
E-commerce 92% · MOTO 8%
Tickets MD$55–MD$950 · MCC tier: General MCC (no preferential tier)